Keeping Emotions out of Investing

Keeping Emotions out of Investing

Keeping-Emotions-Out-of-Investing---07-14pdfAs Published in the Summer 2014 Edition of NJ Lifestyle

WE HAVE ALL HEARD THE NUMBER ONE RULE OF INVESTING – BUY LOW, SELL HIGH. Simple in theory, yet counter intuitive to what our emotions dictate.   Many times as the markets are soaring to new highs, our emotions tell us to, as Jim Cramer would say, “buy – buy – buy.”  March 2009 proved to be one of the best investment opportunities with a nearly 200% gain since; however, our emotions at the market bottom begged us to sell.  Keeping our emotions in check, especially fear, greed, and regret, is vitally important for the long term success of any investment portfolio.
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Credentials Matter

Credentials Matter

As Published in the Fall 2014 Edition of NJ Lifestyle

Searching for a trusted advisor? Make your decision a well-informed one.

Credentials-MatterACCORDING TO THE BUREAU OF LABOR STATISTICS, THERE WERE 223,400 personal financial advisors in the Unites States at the end of 2012. Other analytical agencies such as Cerulli Associates, estimate that number to be north of 300,000. Furthermore, the Financial Industry Regulatory Authority (FINRA), which overseas how investments are marketed to the public, has identified at least 95 different professional designations for advisors. With hundreds of thousands of financial advisors across the country with an array of letters after their names, choosing one as your trusted advisor can be a daunting task. Understanding an advisor’s credentials is a must to ensure you choose the right one for you. Here we will cover three of the most respected designations in the financial planning and investment industry: CPA, CFA®, and CFP®.