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Third Quarter 2016 Market Review

Third Quarter 2016 Market Review

Capital Markets marked time and fluctuated largely sideways after posting sharp gains in the first month (July) of the 3rd Quarter. Fixed Income The 10-year US Treasury yield crept up to 1.6% after falling to 1.36% earlier in the quarter. The longer end of the curve...

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Getting Your Fiscal House in Order

Getting Your Fiscal House in Order

Because it is always a timely topic, we thought we would discuss household fiscal responsibility and try to provide readers with some tips for getting their fiscal house in order. As financial planners and CPA's, we interact with people from all across the financial...

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Second Quarter 2016 Market Review

Second Quarter 2016 Market Review

 Market Overview – Markets move past Brexit! World Capital Markets quickly reversed after a knee-jerk sharp two day sell off from Friday, June 24th to Monday, June 27th in the aftermath of the UK vote to exit the European Union. However, the DJIA average recouped the...

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Retirement Planning 2016 – Part 1

Retirement Planning 2016 – Part 1

Retirement Planning Retirement Planning is by far one of the most important areas of financial planning and one that we allocate a good portion of our time and resources to address. We break retirement planning up into two distinct phases: Accumulation Phase...

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Taxation of Investment Income

Taxation of Investment Income

Not all investment income is taxed the same. Thanks to the IRS, the tax code regarding your investments is constantly changing, and keeping up with these changes is important to optimize the tax efficiency of your portfolio. Remember, it’s not what you make but what...

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Fourth Quarter 2015 Market Review

Fourth Quarter 2015 Market Review

Market Overview During 2015 the US stock market posted its worst overall performance since the financial crisis of 2008. That being said, the DJIA decline of (2.23%) and the S&P 500 decline of (.73%) were modest compared to the 40% decline registered during that...

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Third Quarter 2015 Market Review

Third Quarter 2015 Market Review

Even with multiple positive revisions noting US economic expansion in the second quarter and pegging US 2nd quarter growth at an annual rate of 3.9%, the US stock market could not shake off the global turmoil primarily related to the reported slow-down in China. In...

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2015 – The Year in Review

2015 – The Year in Review

As Published in the Winter 2016 Edition of NJ Lifestyle Volatility was the overall theme of the stock market in 2015, but despite the wild swings to the upside and downside, the market finished roughly flat for the year, posting a price only return of -0.73%. The...

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Second Quarter 2015 Market Review

Second Quarter 2015 Market Review

Market Overview – June Gloom! Equity markets slumped during the final 5 trading days of the quarter ending June 30th, and the US market endured its worst single day performance of 2015 on June 29th when the DJIA lost 350.33 points. Most point to the uncertainty and...

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The Behavioral Aspects of Investing

The Behavioral Aspects of Investing

As published in the Shore 2015 Edition of NJ Lifestyle Traditional finance has long held to the notion that investors are rational, unbiased, and risk averse. It also professes that investors’ comfort level for risk is essentially stable and individuals will only...

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