Investment Planning
Retirement Planning
Tax Planning
Insurance Planning
Development of a comprehensive insurance plan to help protect your family from severe financial loss and help ensure that they are adequately protected; includes, but is not limited to, life, disability, and long-term care insurance.
Education Planning
Estimation of potential future costs of education, especially college tuition savings, the exploration of alternatives, and the implementation of various financial strategies for funding to help achieve your specific goals.
Estate Planning
Concierge Services
*Please Note: The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement and the specific requests and needs of the client. CRA does not serve as an attorney, accountant, or insurance agent. CRA does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires, CRA’s affiliated CPA firm, Capaldi, Reynolds & Pelosi, in its separate licensed capacity, can be engaged to be provide tax preparation and accounting services as described on CRA’s written disclosure Brochure (a copy of which is available on this web site), per the terms and conditions of a separate engagement and fee.
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Our Latest News
1st Quarter 2020 Review
1st Quarter Review : In the first quarter of 2020, we saw the 11-year bull market come to an end as the spread of COVID-19 wreaked havoc on all the capital markets around the world. Massive swings in asset prices were seen with stock volatility hitting an all-time...
2019: Year in Review
Markets: The year 2019 was by all measures a great year for investors, although few people predicted the kind of returns that both the stock and bond market produced. We began the year with the market pundits worrying about trade issues and the possibility of global...
Medicare Planning: Article published in the Journal of Accountancy
One of our financial planners, Francis C. Thomas, CPA, PFS, has had an article published in the Journal of Accountancy. The article, titled "Planning for Medicare taxes, premiums, and surcharges" focuses on the importance of including the costs associated with...
3rd Quarter 2019 Review
Overview With political news dominating the headlines, the U.K. set to “Brexit” in October, and tensions rising in Iran, there appears to be no shortage of external risks for investors both domestic and abroad. Nonetheless, low interest rates, unemployment, and strong...
2nd Quarter 2019 Review
Overview Concerns over a global economic slowdown depicted in recent economic data moved Central Banks to telegraph future easing of monetary policy. As a result, interest rates continued their decline throughout the 2nd quarter. The lower rates have translated to...
Retiring in New Jersey? You might be eligible for some tax relief.
If you’ve been living in the Garden State for any length of time, you don’t need to read a magazine to know that you’re being taxed at every turn. Property taxes, state income taxes, even sales taxes are higher than in most other states. Luckily, the state of New...