Investment Planning
Retirement Planning
Tax Planning
Insurance Planning
Development of a comprehensive insurance plan to help protect your family from severe financial loss and help ensure that they are adequately protected; includes, but is not limited to, life, disability, and long-term care insurance.
Education Planning
Estimation of potential future costs of education, especially college tuition savings, the exploration of alternatives, and the implementation of various financial strategies for funding to help achieve your specific goals.
Estate Planning
Concierge Services
*Please Note: The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement and the specific requests and needs of the client. CRA does not serve as an attorney, accountant, or insurance agent. CRA does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires, CRA’s affiliated CPA firm, Capaldi, Reynolds & Pelosi, in its separate licensed capacity, can be engaged to be provide tax preparation and accounting services as described on CRA’s written disclosure Brochure (a copy of which is available on this web site), per the terms and conditions of a separate engagement and fee.
FORM CRS/ADV
To view our Customer Relationship Summary (Form CRS) current Form ADV Disclosure Brochure online, please click here:
Securely login to your account using the appropriate link below.
Fidelity
Charles Schwab
eMoney
AdvisorLynx
Our Latest News
Contributions From IRAs
Background The Pension Protection Act of 2006 first allowed taxpayers age 701/2 or older to make tax-free charitable donations directly from their IRAs. Technically, these taxpayers were allowed to exclude from gross income otherwise taxable distributions from their...
4th Quarter 2020 Review
Overview What a year 2020 has been. We saw market volatility reach an historic high in March with the CBOE VIX Index registering a level of 82.69. This was the highest level ever recorded topping the 80.86 number recorded during the financial crisis in 2008. Investors...
CRA Financial contributes to FEED AC
Matt Reynolds, Tom Reynolds, and Bob Martin Principals of CRA Financial present Colette Kraus, of the Community FoodBank of New Jersey $25,000 contribution to help fund FEED AC - A Large Scale pop up Food Distribution Program located at Bader Field.
2020-2021 College Cost Data
Every year, the College Board releases updated college cost data and trends in its annual report. The College Board publishes average cost figures, which are based on a survey of approximately 4,000 colleges across the country. Following are cost highlights for the...
Investment Tax Planning 2020
There are several planning areas that investors should potentially consider in doing their year- end tax and financial planning. Some or none may apply to you, but it is worth your consideration to see which ones apply to your circumstances and talk with your trusted...
Will a Change in President Cause Poor Market Returns?
Will A Change in President Cause Poor Market Returns? Could a Biden Presidency make the stock market go down? In the short-term it could go down but there would also be reasons it could go up. The market may not view his plan for increased taxes favorably, but a...